Wednesday, 21 September 2016

When you need to re-mortgage but dont know where to start, talk to MAS about the process

At Mortgage Advice Services we have a team that takes pride in offering the best advice relating to mortgages and remortgaging. Therefore whenever you are in need of the best mortgage advice, contact us immediately.

We also advise investors on how to manage financing across their portfolio. We are always researching the market to identify the best lenders. There are various reasons why people look for our services; people desiring to raise capital for new projects, to remortgage for better rates, to pay off debts or to release equity; whatever the need for remortgaging might be you'll find our services helpful.

The free, no obligation quotation services we offer provide you with an idea of mortgages and rates already available in the market. We are always researching the entire UK market for lenders that will fit your individual needs.

Taking out a new mortgage or working with new lenders will involve various types of fees. The fees include application fees, origination fees and appraisal fees. We may help you avoid some of the fees, thereby saving you money in the long run. Furthermore, to make the remortgaging process as straightforward as possible, our advisors will explain the terms and conditions relating to your remortgaging rate. We will never leave you in the dark when it comes to remortgaging rates and what’s more we will provide you with additional guidance when the need arises.

With the related mortgage market expenses, knowing where to find a good mortgage rate for your property can be hard. Different people will have different needs. In other words, brokers will offer varying remortgaging rates. By using our services, you will be certain that you will get the best product in the market.

We have been in the industry for a long time. Therefore, we are aware of many lenders, some of which you have never heard of. The alternative of working with us is calling up dozens of lenders and comparing their rates and terms on your own. We will save you a headache and time of doing that. Why to rely on us when buying to let mortgages? One of the biggest costs a landlord will ever face relates to mortgages. Moreover, buy-to-let remortgage rates may be higher than those of the primary residential mortgage.

By using Mortgage Advice Services, you will have the peace of mind that you will get the best mortgage rate possible in the market. Your time to look for a mortgage has come, but possibly, you aren’t certain where to start, we will take you through the whole process step by step. We will do the market research for you and ensure that your investment property offers you with the best return.

So what are you waiting for? Visit our website today at http://www.mortgageadviceservices.co.uk/remortgaging/

Monday, 19 September 2016

Fast, professional advice; every time


Getting fulfilling professional advice is not always easy because of lack of qualified and experienced experts. Mortgage Advice Services (MAS) is your ideal professional when it comes to getting excellent consultations on the mortgage, re-mortgage and insurance markets. At MAS, we have qualified experts who are brilliant in offering the best consultative advice in these fields.

Some of the mortgage advice that we often offer our clients covers matters such as the need to improve their credit worthiness; This includes paying your personal bills on time, paying more than your minimum balances and managing your current debt properly. It is also important to save for your down payment and research on the down payment programs in your local area. You can also research on various mortgage loan types that are available. We also tell our clients to consider their lifestyle when taking up a mortgage such as their place of work, their surrounding community and the proximity to shop or health facility. Other mortgage advice is the need to budget as well as consult further on any outstanding issue on the mortgage.

We also offer re-mortgage advice to our clients. Re-mortgaging is taking out a new mortgage on your property either to replace your existing mortgage or borrow money against your property. There are several reasons why you will need a re-mortgage. You can also re-mortgage if you were anticipating the interest rates in your existing mortgage to go up. You can consider taking a re-mortgage if you have had a pay rise and your lender won’t let you pay more than what you had agreed in your binding when taking your current mortgage. Other scenarios that might necessitate you to take a re-mortgage are when you want to borrow more money or to switch from interest-only to a repayment mortgage.

We offer insurance advice to our clients as well; there are two types of life insurance which include fixed term and permanent life insurance cover. Term insurance cover is for a certain agreed period which can be five to ten years. Permanent insurance cover is a lifetime cover where you will pay the premiums until your demise. We also offer advice on the various ways of increasing the chances of paying low premiums such as changing bad habits such as quitting smoking and excessive drinking.

Visit our website at http://www.mortgageadviceservices.co.uk/remortgaging/ or call us on 01332 257087 and get the best professional advice from the experts in the field.

Tuesday, 13 September 2016

Whether it’s a Wedding or a Holiday, Whatever You Need a Loan For You Can Speak To MAS About It


As someone who is looking for a loan in Nottingham you may have noticed that there are lenders everywhere and they are all trying their best to loan you money. For the average person this can be quite confusing, and in many cases people make wrong financial decisions that affect their future. Whether you are looking to finance your wedding or need a loan for a car you need some guidance from someone who has worked with lenders in the past. There is no better place to get help than at Mortgage Advice Services.

MAS specialises in helping people find financial solutions and giving loan advice. They are in contact with all Nottingham vendors and they will guide you to one that you can work with. MAS doesn’t just focus on the loan that you are looking for. They get the overall picture of your finances as they are now to determine whether you should be taking out a loan in the first place. In many cases people rearrange their finances and discover that they can get the money they want through other means. In others a closer look at their spending will show that it is wrong to take out a loan because they already have other debt obligations.

This is what Mortgage Advice Services does for you; they examine your finances and give you a recommendation as to how to proceed. If they determine that you should, in fact take out the loan they will go through their list of lenders and narrow down to a small list from which you can then choose. They will provide advice on how each lender works and whether they are right for you.

If you are in debt and still want a loan they MAS is the best person to talk to. They will tell you what you ought to do about your finances so that lenders can look at you favourably. If you have a poor credit report you can discuss with them how you can improve it – you would be surprised that something as simple as debt consolidation can take control of your finances.

MAS has very experienced consultants working for them. In addition to being very well trained they attend events and seminars so that they can keep up with industry standards. To make it easy for clients they go to them – once you contact them for advice about a loan one of their consultants will come to you.

Taking out a loan without talking to MAS first is not a good idea; you may end up in a big financial mess. You should get one of their consultants by visiting their website, http://www.mortgageadviceservices.co.uk/loans/

Saturday, 10 September 2016

Mortgaging and re-mortgaging can be a minefield so make sure you seek the best advice in the industry


If you ask most people who have mortgages and re-mortgages that have gone bad they will tell you that the mistake they made was to buy a property before they consulted an expert. The property market is complicated; you have to deal with all the lenders that are trying to get your attention, you have to examine interest rates, you have to figure out what kind of mortgage you can afford and you even have to decide where you want your property to be located. All this is too much for the average person – for them to make the right choices they need the guidance of an expert such as Mortgage Advice Services.

MAS has been in the mortgaging and remortgaging business for many years. Their consultants have proper knowledge on lenders, interest rates, the property market and all other facets of mortgaging and remortgaging. Once you hire them they will help you decide which route is best for you. Here is what they will do for you:

•    The first thing they look at is your finances as they are at the moment: how much income you bring in, how much debt you have, what your expenses are every month and so on. This will help determine the kind of mortgage or re-mortgage you should be looking at.

•    MAS is in touch with all lenders and they know what there is to like and not to like for each of them. They will help you narrow down your list so that you can choose one that you are comfortable with.

•    MAS is very knowledgeable when it comes to interest rates and on homes. They know when one should take a fixed or variable rate loan and they also know the trends in the property market. Remember, getting the right kind of interest rate is very important – a wrong one could see you paying tens of thousands of pounds more than you should.

•    In case you are remortgaging to pay off debt MAS will help you get there by offering you advice on what you can do to pay off your debts faster.

•    They also look at your particular circumstances so as to determine what kind of loan is best for you. In other words they tailor solutions to fit their clients. If, for instance, you have to take care of an elderly loved ones in a few years to come you may not have as much income to pay off a loan on a large house, but MAS can find you something smaller that you can comfortably pay.

You can find out more about mortgaging and re-mortgaging on the MAS website, http://www.mortgageadviceservices.co.uk/remortgaging/

Monday, 5 September 2016

If the time has come for you to start estate planning but you're not sure where to begin, we can talk you through the process


Many people in the UK die without making a will. This means that they have no control over their property once they die. In addition to that it has the potential to tear families apart – they will disagree on who gets what and how much. If you don’t want this to happen it is best that you do estate planning – it involves sitting down with a lawyer and a financial advisor such as Mortgage Advice Services to draft a will that distributes your assets once you are gone.

The estate planning division at Mortgage Advice Services is committed to making sure that every client who comes to them gets their will done fast and accurately. Once you get in touch with us they will plan for you to meet with one of our advisers as well as a will writer. The adviser’s job is to give you advice on your assets – how much they are now and if they will be worth more in the future. The will writer is a lawyer who is an expert in dealing with wills.

There are several services that we offer in regard to wills. If you don’t have a will already we will advise you on the best way to go about crafting one. If you already have a will and want to get in amended we can help. We can store your will, establish a property protection trust and more. We will also help you with any estates that you may have to ensure that they are managed in the right manner.

Whatever your circumstances, we can help you put your wishes on paper. Every will that we help a client prepare is done in the most professional manner – our aim is to make sure that clients feel reassured about the fate of their loved ones once they ate not around anymore.

A lot of people who don’t consider themselves elderly don’t bother wills – they feel that it is not critical because they have many years ahead. This is simply not true; unless you don’t have money or possessions you should let us help you write one because as we all know, unexpected deaths occur all the time even for those who aren’t elderly.

You can find out more about estate planning on our website, http://www.mortgageadviceservices.co.uk/willsAndEstatePlanning/

Thursday, 25 August 2016

Will writing can be something people dread, but not if you have the right professional advice


The idea of having to write a will instills fear in many people, and it results in one feeling as if they are nearing to death and hence tend to keep it at the back of their minds. The writing process also seems to be very tedious and therefore people avoid it all the same.  It, therefore, emerges as the last thing that comes in one’s life as matters of planning are concerned. However, this should not be the cause. Will writing should be a part of planning that one does in life and that is why we are here for you. Our team provides Nottingham will writing services that are customized to your own convenience.

The benefits of preparing a will are; you get a chance to choose the suitable person to take care of your property as legal administrators of the property you have worked so much for, it is an opportunity for you to appoint legal guardian(s) for your little children, distribute your property according to your wishes which will help avoid conflicts among the family members when you are gone, make funeral arrangements which will help avoid uncertainties when that time arrives, and it will help save legal cost while try to decide what gets what and also saves time.

Our organization is established to be there for you in matters concerning your planning for life. Our well trained and experienced will writing professionals will offer among many will writing services, the following;
·         Advice in preparing your will
·         Unlimited will writing and re-writing for life.
·         Discretionary protection trust that enables you to decide what happens to your property
·         Severance of Tenancy for proper estate planning
·         Estate planning advises that helps you make informed decisions
·         Free advice for your executor
·         Inheritance tax advice to ensure that the property inherited is protected together with the inheritor.
·         A review of the will after every three years to ensure that it is up to date
·         Face to face meetings at your home and at the time that best suits you

It is of paramount to have your will well written by our professionals before it is too late. This will help save your family trouble during the traumatizing period. For will writing services, call as on 01332257087 and our will writing advisors will be ready to answer to any of your queries. You may also get more information from our website http://www.mortgageadviceservices.co.uk/willsAndEstatePlanning/

Saturday, 20 August 2016

Thinking of a re-mortgage but don't know where to start? Give us a call today


Maybe you want to remortgage because you want to finance your business; or maybe you have seen a new property that you would like to buy; or perhaps you want to remodel your home – whatever your reason for remortgaging you will have to find a lender who is willing to work with you. There are many lenders in the UK and all of them offer different remortgaging packages. The trick is to find one who can meet your needs because any lender you approach will try and convince you that they are offering you the best deal. So can you tell them apart?  

The best approach is to use a remortgaging service such as Mortgage Advice services. We have helped hundreds of people in the UK get mortgages and you can be sure that we will get you the best deal possible. When you get in touch with us the first thing they will do is listen to your needs: why are you looking to remortgage and how big a loan are you looking for? We also look into the current state of your finances – you see, maybe by rearranging your current expenses you can come up with the money that you need without taking out a second mortgage.

Once we are convinced that the only way you can raise funds is by remortgaging we will start looking at lenders. Mortgage Advice Services don’t have a one-size-fits-all approach when it comes to remortgaging – we understand that different people have different needs so we will tailor-make a solution for you. We will find you a lender that you can afford and an interest rate that makes sense given your current income and the current condition of the property market.

Once we have found you a lender we don’t leave you there. Should anything change in the future we are available to help you with advice. If, for instance, interest rates increase and you feel you can no longer afford your monthly payments you can come to us and we will find you an alternative.

At Mortgage Advice Services our aim is to make sure that every client who comes to us gets the best service possible. We will do everything it takes to get you a second mortgage that meets your needs. You can find out more on our website, http://www.mortgageadviceservices.co.uk